CCNJ has many solutions to help you when it comes to accepting checks:

* Electronic Check Conversion: You can now convert your customer's paper check into an electronic ACH transaction. Just scan the paper check through a check reader at the retail Point of Sale. Once the check has been converted, it is electronically processed just has if you took it to the bank. The original check is voided and handed back to the customer --- no paper processing is required!

* ACH Processing: CCNJ provides a payment solution that enables online and traditional businesses to accept and process electronic check payments directly from a retail or Web site's storefront. By accepting electronic checks, businesses are able to expand the payment options available to their customers and potentially increase their sales..

* Electronic Check Guarantee: This is the most commonly used check service allowing the merchant to "insure" the face value of the check and protecting the merchant against checks written on non-sufficient funds (NSF). Merchants obtain electronic approval or voice authorization for the transaction and then deposit the checks. Checks that do not clear can be submitted for reimbursement.